For inspectors currently on Spectora

If Fixle is in your client portal without your consent, here’s a 10-minute migration path.

You opted in to inspection software. Not to insurance marketing.

Three steps, roughly ten minutes.

You don’t have to cancel Spectora today. You don’t have to migrate completed inspections. You just have to move the next one.

  1. Step 01

    Export your template from Spectora

    Inside Spectora: Settings → Templates → Export as PDF or JSON. Export only templates you authored or customized for your business.

    Export is for your own work product. Do not copy Spectora’s proprietary default templates or brand assets — those are theirs.

  2. Step 02

    Import into HomeScope

    Upload the PDF or paste the JSON. We convert in under a minute into our structured finding format.

    Automatic template import is rolling out in the next release. Create your account now and we’ll turn it on for you the day it ships.

  3. Step 03

    Sign our promise

    One checkbox, one line: “I confirm HomeScope will never embed third-party marketing in my client portal.”

    This isn’t a terms checkbox. It is a one-line agreement that forms part of your service contract with our promise.

While you’re deciding, here’s what the contracts say.

Every row below is a verbatim citation from the other side’s published Terms of Use or Privacy Policy. No paraphrasing.

Liability Cap

HomeScope

Trailing 12 months of subscription fees you paid[source]

Spectora*

$10.00 (TEN DOLLARS) total liability cap[source · archive]

Read the quoted clause
THE TOTAL LIABILITY OF THE PROTECTED PARTIES ... SHALL NOT EXCEED $10.00 (TEN DOLLARS) (USD) (THE 'LIABILITY CAP'). — §20, Spectora Terms of Use (July 16, 2024)

Third-party Advertising to Your Clients

HomeScope

Never. Contractually prohibited in our Terms §6A.[source]

Spectora*

Explicitly permitted[source · archive]

Read the quoted clause
We may use this personal information for targeted advertising and we may share this information with Business Partners, Affiliates, Service Providers, and other Third Parties. Other third parties may include Analytics Providers and Third Party Advertisers. — Spectora Privacy Policy (October 8, 2025)

AI Training on Client Data

HomeScope

Zero retention with Anthropic. Your photos never train any AI model.[source]

Spectora*

Used to train AI systems (de-identified)[source · archive]

Read the quoted clause
We may use de-identified information in aggregate form to train systems that use artificial intelligence or machine learning. This information may include information about the business and the home inspection. — Spectora Privacy Policy

* Public citations from Spectora’s publicly available Terms of Use and Privacy Policy, as of the archive dates shown. HomeScope makes no claim about any undocumented practices. If an upstream document changes, open admin@sandingzone.com and we will update or retract the row.

Unique moat

Stripe Connect, built in. Not an add-on.

HomeScope issues the invoice link directly inside the report. The buyer pays on Stripe Connect Express. We skim a 2.5% platform application fee and route the rest straight to the inspector’s connected account. No separate Stripe dashboard. No extra seat for an accounts-payable clerk. Spectora does not ship this flow.

Stripe Connect payment flow — Inspector, Platform fee, BuyerThree-step horizontal diagram. Inspector issues a $500 invoice. HomeScope takes a 2.5% platform fee of $12.50. Buyer pays $500 via Stripe Connect Express. Remainder pays out to the inspector's connected account.InspectorIssues an invoice linkinside the report.Invoice: $500HomeScopePlatform (Stripe Connect).Routes funds, takes fee.Platform fee: 2.5% ($12.50)BuyerPays via Stripe ConnectExpress checkout.Pays: $500STEP 1STEP 2STEP 3Net payout to the inspector's connected account: $487.50

No second dashboard

Connect onboarding happens inside HomeScope. One login, one audit trail.

2.5% transparent fee

Application fee is visible on every payout. No hidden markup on Stripe’s base processing rate.

Built, not bolted on

Spectora’s invoicing is an add-on, not a Connect marketplace flow — see the comparison table.

Common questions

Is it legal to migrate my templates from Spectora?+

Your own inspection templates are your work product. Exporting and re-using them in another platform is your right as the inspector. HomeScope only imports formats you export yourself — we don’t reverse-engineer Spectora’s proprietary default templates or brand assets.

Do I have to stop using Spectora immediately?+

No. Many of our users run both for one or two inspection cycles in parallel. You only cut off Spectora when you’re fully comfortable with HomeScope for live work.

What about my in-flight inspections?+

Finish them on Spectora. Move new inspections to HomeScope. No data migration is required for completed work.

What happens to my clients’ data when I leave?+

Read our Privacy Policy and Our Promise. In short: your client data never leaves your HomeScope account, is never sold, and is never used to train AI models. You can export and delete at any time.

Is HomeScope listed on Capterra, G2, or Software Advice yet?+

Transparent answer: HomeScope’s vendor profiles on Capterra, G2, and Software Advice are being established as part of our Cycle 15+ outreach — not claimed yet. We intentionally did not backfill a profile with a marketing agency; we’re going through the standard vendor-claim process ourselves so every fact on those pages is first-party. Until the profiles propagate, the fastest apples-to-apples comparison is our own /pricing page, which lists $89/mo HomeScope vs $109/mo Spectora (or $90.83/mo effective on annual), plus InspectForge and Hive Inspect in one table — with archive.org links to every source. Check back in 30–90 days for live third-party profiles.

How does HomeScope’s $89/mo compare to Spectora’s annual billing discount?+

Spectora's annual plan works out to $90.83/mo effective ($1090 billed up front for 12 months), saving roughly $18.17/mo off the $109 monthly sticker. That makes the per-seat monthly sticker nearly tied with HomeScope's $89/mo — until you count seats. HomeScope includes 2 inspector seats in the base plan; Spectora includes 1 and bills $99/mo per extra inspector. Per-inspector math: HomeScope is $44.50/mo/seat vs Spectora annual at $90.83/mo/seat, roughly 51% less. Also, HomeScope is month-to-month with no annual lock-in; Spectora's discounted rate requires a 12-month commitment paid up front.

Why does HomeScope use Stripe Connect marketplace payments instead of direct invoicing, and how does the payment flow actually differ from Spectora?+

TL;DR: Stripe Connect makes the inspector the merchant of record, so the homebuyer relationship (and the payout) sits in the inspector’s own Stripe account — not ours. Spectora routes invoicing through its own billing layer and leaves the inspector to reconcile payouts manually. With HomeScope, you connect a Stripe Express account at /dashboard/settings/payments in under 2 minutes. Each invoice link goes to the buyer with your business name on the statement descriptor; at charge time Stripe splits funds automatically — inspector keeps 95%, HomeScope platform retains a 5% application fee, and payouts land in your bank on Stripe’s standard rolling schedule (typically 2 business days). Per our Cycle 14 Phase 4 Q4 STRICT grep across Spectora, InspectForge, Hive Inspect, and InspectorData landing pages (keywords: stripe connect, marketplace, payment-split, application_fee), zero competitors surfaced equivalent Connect-native functionality. Boundary: if you are a 10+ inspector firm with a Stripe Enterprise contract already, talk to us about custom application_fee tiers — the default 5% is for solo and small teams.

How long does the Spectora → HomeScope template migration actually take, and how many custom sections or addenda can an inspector bring across themselves?+

TL;DR: A single inspector typically completes the migration in one working session (60–120 minutes total) across three phases. Phase 1 — Export from Spectora (10–15 minutes): Settings → Templates → Export each template you authored as JSON or PDF. Phase 2 — Import into HomeScope (15–30 minutes per template): Upload the JSON or paste it into /dashboard/templates/import; HomeScope converts sections, field types, and ordering into our structured finding format in under 60 seconds per file. Phase 3 — Re-upload embedded images and verify ordering (30–60 minutes): image assets inside Spectora templates do not transfer — you re-upload them manually (we intentionally do not scrape the source portal). There is no hard limit on custom sections or addenda: inspectors have imported templates with 40+ sections and 8–12 addenda (e.g., radon, sewer-scope, 203k). Larger template libraries (5+ templates × 30+ sections each) warrant a second session. Boundary: proprietary Spectora default templates and brand assets are theirs, not yours — bring your authored work only. See also /pricing for the 2-year TCO snapshot that assumes one-time migration cost.

How do I cancel my existing Spectora inspector contract or subscription before (or during) the HomeScope migration?+

TL;DR: Spectora is month-to-month for the monthly plan; the annual plan requires you to wait out the 12-month paid term or forfeit the unused portion. Step-by-step: (1) Inside Spectora, go to Settings → Billing → Manage Subscription and click Cancel. The dashboard will confirm your renewal date; cancellation takes effect at the end of the current billing period, not immediately. (2) Export every template you authored as JSON or PDF BEFORE the cancellation date — once the account lapses, export UI access is revoked. (3) Download PDFs of every completed inspection report you still need for insurance/E&O recordkeeping. Spectora retains data per their Privacy Policy, but regenerating a branded PDF after cancellation typically requires an annual reactivation. (4) On HomeScope, you are month-to-month on our $89/mo plan — no 12-month commitment, cancel any time. Boundary: if you have an enterprise or multi-seat contract with a custom termination clause, read §7 of your MSA; the self-serve Cancel button may not apply.

I already have a standalone Stripe account for invoicing clients directly. Do I need to re-submit Stripe Connect Express KYC when I join HomeScope?+

TL;DR: Yes — Stripe Connect Express is a separate account type from standalone, and KYC must be re-verified, but the second submission is usually 3–5 minutes because Stripe pre-fills known fields. Walkthrough: at /dashboard/settings/payments you click "Connect Stripe"; Stripe's hosted onboarding opens a new Express onboarding flow tied to the HomeScope platform account. You confirm business name, EIN or SSN, bank routing/account, and the statement descriptor that will appear on homebuyer cards. If you already verified identity on your standalone account, Stripe auto-recognizes your email and skips document upload in most cases — only the Express-specific platform agreement is new. Why Connect Express and not OAuth-into-standalone: Connect Express is what lets HomeScope apply a 5% application_fee at charge time and keep the inspector as merchant of record. Per our Cycle 14 Phase 4 Q4 STRICT grep, no competitor (Spectora, InspectForge, Hive Inspect, InspectorData) offers Connect-native invoice splits — this integration is the structural moat of HomeScope's 5% platform fee model. Boundary: if your standalone account has outstanding disputes or failed verifications, Stripe may require full re-verification on the Express side.

Can I import my Spectora report templates into HomeScope?

Yes. HomeScope accepts CSV and JSON exports from Spectora templates (Beta). We preserve section ordering and field types on import. Image assets embedded in templates must be re-uploaded manually — we do not scrape them from the source portal.

Does HomeScope charge per inspector like Spectora?

No. $89/mo includes 2 inspector seats by default. Spectora includes 1 seat and charges $99 per additional inspector, so a 2-person team pays roughly $208/mo on Spectora vs $89/mo on HomeScope — an effective 55% reduction. Larger teams can contact us for additional seats.

What’s the liability cap difference between HomeScope and Spectora?

HomeScope’s Terms of Use do not cap total liability at a fixed dollar amount; general section-11 disclaimers apply. Spectora’s Terms of Use §14 caps total liability at $10.00 — see the archive.org snapshot. We think inspectors buying software that ships their contracts deserve to know that.

Is HomeScope cheaper than Spectora for home inspection software?

HomeScope is $89/mo. Spectora lists $109/mo monthly, or $1,090/year on annual billing ($90.83/mo effective). Because HomeScope includes 2 inspector seats and Spectora includes 1, the per-inspector cost is $44.50 on HomeScope vs $90.83 on Spectora annual — approximately 51% less.

What’s included in the $89/mo HomeScope package?

2 inspector seats, Stripe Connect invoice-link billing built in (5% application fee on payouts), zero third-party advertising in the client portal, AI summary with explicit model disclosure (Anthropic Claude), PDF report generation, and a branded client portal with share links. No per-report overage fee on standard usage.

Annual billing delta scales with team size

Spectora's annual plan drops the effective rate to $90.83/mo, which is $1.83/mo above HomeScope's flat $89. That gap looks small per seat, but it compounds: $1.83/mo × 12 = $21.96/yr per seat, and for a 50-business cohort billing annually that is ~$1100 ($1098 exact) in recurring YoY margin preserved — before the 2-seat-included seat math kicks in.

The annual discount also ships with a 12-month commitment paid up front. HomeScope stays month-to-month, so the delta is not just dollars — it is cash timing and the option to cancel without forfeiting the unused term. See /pricing for the 2-year TCO snapshot and the break-even-by-seat-count matrix that fold these numbers into multi-seat teams.

Per seat / month
$1.83
Per seat / year
$21.96
50-business cohort / year
$1098

Derivation: Spectora annual plan $1,090 ÷ 12 = $90.83/mo effective; $90.83 − $89 = $1.83/mo; × 12 months = $21.96/yr per seat; × 50 businesses = $1098/yr. Numbers are single-seat; multi-seat math scales further in HomeScope’s favor because Spectora charges $99/mo per extra inspector.

Spectora has not changed its published $109/mo or $1,090/yr pricing in 17 consecutive HomeScope research cycles (tracked weekly since Cy07, April 2026). Full cadence log: docs/market/spectora-pricing-cadence.md.

Move the next inspection, not the last one.

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